Accidental Death and Dismemberment Coverage
If you die or suffer dismemberment as the result of an accident, benefits are provide through both the basic and supplemental AD & D plan. Benefits are payable as long as the loss occurs within 90 days of the accident. Basic AD & D coverage - paid for by the University - provides a benefit of $25,000. Supplemental AD & D coverage pays one, two, or three times your pay, depending on the level of coverage you purchased. These benefits are in addition to the life insurance benefit. The monthly premium rate is $0.03 per $1,000 of salary, up to age 70.