Student Loan Acceptance/Adjustments

Accept Student Loans
  • Go to studentaid.gov
  • Select Log In in the top right box
  • Enter your FSA ID Username or E-mail Address and Password & click Log In
  • From the Home page, go to the In School tab
  • Select Complete Loan Entrance Counseling and complete this process
  • Select Complete a Loan Agreement (Master Promissory Note)

What to Do Next

Bookstore Authorization

Georgia College allows students to use credit balances from financial aid in excess of up to $1000 toward the purchases of textbooks at the GC bookstore for set days at the beginning of each term.  Students must complete an “authorization” from their PAWS account to utilize this option.  This authorization remains active for future semesters. Students can review their account in PAWS to determine if they will have a credit balance available from their financial aid after all institutional charges are paid.  Please note that late receipt of this authorization will cause your wait time at the bookstore to be affected. 

Only the student to whom the financial aid belongs is permitted to purchase the books and supplies at the bookstore. The student must be present for purchases made at GC Barnes & Noble store.

To complete the authorization, please follow the instructions below:

  1. Go to unify.gcsu.edu
  2. Enter Unify/PAWS login
  3. Select PAWS icon
  4. Then select “Financial Aid”
  5. Choose “Student Authorization”
  6. Read, and if you wish to “authorize”, click “Submit”
  7. When the “Confirmation” appears, the process is complete

Direct Deposit

Students are encouraged to enroll in Direct Deposit through Unify/PAWS to access their refund faster.  Direct Deposit allows all refunds to be electronically deposited into the checking/savings account entered at time of enrollment.  If student has not enrolled in direct deposit, refund checks will be mailed to the current mailing address listed in PAWS.  Please note, Direct Deposits may be deposited into the account of the parent if the parent selected the option to have funds directly deposited to them.

  1. Log into unify.gcsu.edu
  2. Click the PAWS icon
  3. Select the Student Account Center tab and proceed to the Student Account Center
  4. Select the Electronic Refunds link on the right side of the page
  5. Click the Set Up Account button and follow the on screen instructions 

For questions concerning Direct Deposit, contact the Business Office at 478-445-5254, or by email at businessoffice@gcsu.edu.

 

 

Check Your Acceptance Status
  • Go to studentloans.gov
  • Select Log In in the top right box
  • Enter your FSA ID Username or E-mail Address and Password & click Log In
  • View your profile and check your records for completion of the loan entrance counseling and active promissory note
Decline All Federal Student Loans
  • Go to PAWS
  • Select Financial Aid tab
  • Click on Bobcat DEN
  • Choose Decline or Adjust Awards
  • In the drop down boxes, select the Loan(s) you are declining, the Appropriate Term, and Decline Total Amount
  • Submit the form

OR

  • Email your request to Financial Aid
  • Be sure to include the loan(s) and amount you want to cancel and the appropriate term(s)

 

If your loan disbursement has already occurred, within 30 days you will need to complete one of the following steps to finalize your request to adjust your loan:

1) If you received a direct deposit, the loan funds will be removed from your GC account. You will then be required to submit an electronic payment to your account to settle this account and have your loan cancelled. OR

2) If you received a paper refund loan check, you will need to submit the paper refund check to GC Financial Aid Office by the specified deadline so that the loan funds can be removed from your account and returned to the lender. If you are not cancelling the full amount of the loan and only returning part of it, you will need to deposit the check and return the amount you are cancelling either via electronic payment or personal check made out to Georgia College.

For further assistance, please contact the Financial Aid Office.

Reduce Amounts of Student Loans
  • Go to PAWS
  • Select Financial Aid tab
  • Click on Bobcat DEN
  • Choose Decline or Adjust Awards
  • In the drop down boxes, select the Loan(s) you are adjustingthe Appropriate Term, Adjust Amount, and enter amount you wish to receive in the Reduce Amount To box
  • Submit the form

OR

  • Email your request to Financial Aid
  • Be sure to include the loan(s) and amount you want to adjust and the appropriate term(s)

 

If your loan disbursement has already occurred, within 30 days you will need to complete one of the following steps to finalize your request to adjust your loan:

1) If you received a direct deposit, the loan funds will be removed from your GC account. You will then be required to submit an electronic payment to your account to settle this account and have your loan cancelled. OR

2) If you received a paper refund loan check, you will need to submit the paper refund check to GC Financial Aid Office by the specified deadline so that the loan funds can be removed from your account and returned to the lender. If you are not cancelling the full amount of the loan and only returning part of it, you will need to deposit the check and return the amount you are cancelling either via electronic payment or personal check made out to Georgia College.

For further assistance, please contact the Financial Aid Office.

Assistance with Student Loans

We are happy to help!  Stop by the GC Financial Aid Office, call or email.

103 Parks Hall
478-445-5149
financialaid@gcsu.edu